Cardi B net worth stands at roughly $100 million to $101.6 million in 2025, though some sources report it as $80 million. The rapper herself confirmed the higher figure in April 2025. Her wealth portfolio comes from music sales, streaming royalties, major brand deals, and smart business moves. Her music catalog alone is valued at about $70 million. She built this fortune in less than a decade, making her one of the richest female rappers alive.
Cardi B Net Worth
The exact figure sits between $80 million and $101.6 million. Different sources report different numbers because net worth estimate calculations change based on how you count assets and liabilities. Celebrity Net Worth lists her at $80 million, while CEO Today reports $101.6 million.
Cardi B responded to these reports on social media in April 2025, confirming her wealth had reached $101.6 million. She even hinted the real number might be higher. The difference in estimates comes down to how experts value her music catalog, brand deals, and future earnings. Some calculations include projected income from her upcoming tour and album, which affects her overall financial standing.
She ranks as the second richest female rapper in the world, behind only Nicki Minaj. This puts her ahead of most women in hip-hop and shows how fast she climbed the wealth accumulation ladder since 2017. Her celebrity wealth trajectory mirrors that of other entertainment moguls who diversified their income early.
How Much Has Cardi B Actually Earned?
Cardi B earns money from multiple revenue streams: music royalties, streaming income, live performances, endorsements, and business ventures. Her total career earnings likely exceed her net worth by a large margin because of taxes, expenses, and lifestyle costs. Understanding the difference between gross earnings and net worth (the value remaining after deductions) is key to grasping her true financial status.
Music and Streaming Royalties
Her hit “Bodak Yellow” went nine times platinum, meaning it moved over 9 million copies through streaming and sales combined. She became the first female rapper to have a Diamond-certified song when “Bodak Yellow” hit 10 million equivalent units. She later earned two more Diamond certifications, a record for female rappers.
Streaming generates the majority of her royalty income. Platforms like Spotify and Apple Music pay about 70% of subscription fees to music rights holders. Of that 70%, about 60 cents per dollar goes to the sound recording owner, while 10 cents goes to songwriters. Cardi B earns from both sides as a performer and songwriter on her tracks. This dual income stream significantly boosts her accumulated wealth.
Her full discography has generated about 17.3 million equivalent album sales. Her debut album “Invasion of Privacy” won a Grammy and went triple platinum. She has over 7 billion YouTube streams, 30 million monthly Spotify listeners, and more than 169 million Instagram followers. These numbers translate to millions in annual streaming payments that feed into her monetary assets.
Brand Deals, Endorsements & Collaborations
Cardi B started small with Fashion Nova in 2016, earning just $200 per Instagram post. That deal grew to $20,000 per month. Today, she makes over $5 million for a single brand campaign. That growth shows how her influence exploded as her music career took off, directly impacting her rapper income.
Her major endorsement deals include Pepsi, Reebok, McDonald’s, MAC Cosmetics, Balenciaga, NYX Cosmetics, and Knorr. She launched Whipshots, her vodka-infused whipped cream brand, in partnership with Starco Brands. It sold 5 million cans within three years. These partnerships represent significant revenue sources beyond her music.
In 2023, she created “The Cardi B and Offset Meal” with McDonald’s, launched during a Super Bowl commercial. Her SKIMS campaign in October 2023 generated over $4 million in media impact value. She became Playboy’s Creative Director in 2022, leading the brand’s creative direction.
In April 2025, she announced a joint venture with Revolve Group to launch her own apparel and beauty brands. The company projects this could become a billion-dollar business. This move gives her more control over her wealth and creates generational wealth for her children. Her growing equity stakes in various ventures represent a shift from income-based wealth to ownership-based capital.
Assets, Liabilities & Expenses That Affect Her Wealth
In December 2019, Cardi B and Offset bought a mansion in Buckhead, a suburb of Atlanta, for $5.5 million. The house was previously listed at $10 million in 2017 and at $5.79 million when they purchased it. This shows smart buying during a market dip. Her real estate holdings form a key part of her asset portfolio. The property value appreciation over time adds to her overall monetary value.
In August 2025, she showed off jewelry purchases totaling about $1.67 million, including a $72,000 Patek Philippe watch, a $60,000 Cartier ring, and a $15,600 Tiffany & Co. ring. These purchases show her spending style but also represent liquid assets that could hold value. High-end jewelry and watches often function as both luxury items and investment portfolio components.
She revealed in December 2024 that she spends roughly $3 million per month. This includes lifestyle costs, business expenses, and financial obligations. With three children to support and a high-profile lifestyle, her monthly burn rate is significant. These expenses reduce her cash flow and explain why net worth doesn’t equal total earnings. Understanding both her assets and liabilities gives a complete picture of her financial health.
She also faces typical celebrity costs: taxes (which can take 40-50% of income), legal fees, management fees, staff salaries, property maintenance, security, and child support arrangements. Her estranged husband Offset has a net worth of about $40 million, making Cardi $60 million wealthier. Divorce proceedings could impact her wealth depending on settlements. These financial obligations represent the less glamorous side of entertainment industry wealth.
Why Estimates Vary: $80M vs $100M+ Debate
The disagreement between $80 million and $101.6 million comes from different valuation methodologies. Some sources count only liquid assets and verified income. Others include estimated future earnings from tours, album releases, and business ventures. This discrepancy is common in celebrity wealth reporting where not all financial information is public.
The $70 million music catalog value is itself an estimate that could increase over time as songs continue generating royalties. Catalog valuation methodology depends on projections of future streaming, licensing, and sync deals. If her music stays popular for decades, that $70 million could grow to $100 million or more. The way experts calculate catalog valuation varies significantly across financial analysts.
Some estimates don’t fully account for her brand deal earnings, especially recent partnerships announced in 2024-2025. The Revolve Group venture alone could add tens of millions to her net worth if successful. Future tour earnings also create uncertainty in calculations. Her financial success extends beyond what’s easily quantifiable.
Cardi B herself suggested her actual wealth exceeds reported figures. She posted screenshots of a tour deal negotiation worth $65 million, showing potential future income. This demonstrates the gap between current net worth and earning potential. Her true economic power may be substantially higher than published estimates suggest.
Net Worth Timeline: Growth Year by Year
Cardi B’s wealth growth happened fast. She started at $400,000 in January 2016. This was before “Bodak Yellow” changed everything. She was still building her name through social media and reality TV. Her cash reserves at this point were modest compared to established artists.
By February 2017, her net worth jumped to $1.5 million. This came from her “Love & Hip Hop” paychecks and early music releases. By September 2017, after “Bodak Yellow” hit number one, her net worth reached $4 million. Her hip-hop finances shifted dramatically during this breakthrough period.
In August 2018, she was worth $8 million. By May 2019, that grew to $12 million. She earned $28 million before taxes between October 2018 and October 2019, pushing her net worth to $22 million by the end of 2019. This period included her Grammy-winning album and massive touring. The rapid wealth accumulation showcased her business acumen beyond just making music.
By the end of 2021, Cardi’s net worth hit $40 million. In mid-2024, it had doubled to $70 million. By October 2025, estimates placed her at $100 million. This timeline shows she roughly doubled her wealth every two years since 2017. Her accumulated wealth trajectory demonstrates exponential growth rather than linear increases.
What Major Events Could Shift Cardi B’s Wealth Again
Cardi B is expecting her fourth child, due before February 2026. She has an arena tour scheduled to start in February 2026. She hinted this tour could add significantly to her wealth, saying “And when that tour hits…” when discussing her $101.6 million net worth. Major tours can add $30-50 million to an artist’s fortune in a single year.
Her sophomore album is expected to drop in 2025. The album is titled “Am I the Drama?” and is projected for September 2025 release. A successful album release followed by a world tour could easily add $30-50 million to her net worth in 2026-2027. Album success directly impacts her music catalog value and future royalty income.
Her Revolve Group partnership could transform her wealth if the brands succeed. The company projects billion-dollar potential. If Cardi owns a significant equity stake, this venture alone could push her net worth past $200 million within five years. Ownership in successful brands creates lasting capital rather than one-time payments.
Her divorce from Offset is ongoing. Depending on prenuptial agreements and settlement terms, this could either protect or reduce her wealth. Given that she’s worth significantly more than Offset, she likely won’t owe spousal support. Legal proceedings can affect both assets and liabilities distribution.
The difference between Cardi B today and Cardi B five years from now depends on smart choices. She’s shown business sense through her catalog rights, brand partnerships, and equity deals. If she keeps ownership of her masters and builds her fashion and beauty brands, she could join the $200-300 million club by 2030. Her financial standing positions her for continued growth in the coming decade.
Bottom line: Cardi B built a $100 million empire in eight years through hit songs, smart branding, and business moves. Her wealth will likely keep climbing as she tours, releases music, and grows her companies. The debate between $80 million and $101 million matters less than the trajectory she’s on. Her financial success story exemplifies how modern artists build sustainable riches through diversification beyond music alone.
